Community Housing Coverage (CHC) is BC Non-Profit Housing Association’s (BCNPHA) sector-led insurance program, an administrative entity wholly owned by BCNPHA, designed to pool and service the property insurance needs of non-profit housing providers. CHC brings together the sector experience of BCNPHA with the nation-leading brokerage expertise of HUB International, offering cost-effective coverage and exceptional service for BCNPHA members. Formed as the sector advocate, CHC holds brokers and insurers accountable, representing a unified insurance voice with significant premium influence. Unlike individual clients contracting brokers, CHC ensures a “seat-at-the-table” for sharing the sector’s story with insurers, amplifying the impact and benefits for all members.